Open a Personal Bank Account in Georgia through an In-Person Visit

Looking to open a personal bank account abroad? Georgia offers a straightforward and flexible option for non-residents, regardless of your citizenship. Whether you’re managing savings, covering travel costs, or handling international payments, a Georgian bank account can simplify your finances.

We work directly with a trusted Georgian bank that welcomes foreign clients through a simple in-person visit. It’s fast, reliable, and designed for global citizens like you.

Why Choose Georgia?

Georgia has become an increasingly popular destination for individuals and entrepreneurs seeking flexible, international banking options — and for good reason:

• No Residency Required: You don’t need to live in Georgia or hold a Georgian visa to open a personal bank account. The process is open to citizens of most countries, making it ideal for digital nomads, frequent travelers, and international investors.
• Simple and Transparent Banking: Georgian banks offer straightforward services with minimal bureaucracy. Account setup is typically fast, with user-friendly online banking platforms and multi-currency options.
• Stable and Trusted Financial System: Georgia’s banking sector is well-regulated, with strong international partnerships and a reputation for reliability in the region.
• Attractive for International Clients: With low fees, competitive exchange rates, and responsive customer service, Georgian banks are designed to support non-residents with international needs — from savings and payments to travel and business operations.
• English-Friendly Services: Many Georgian bank staff speak English, and online systems are often multilingual, making account management easy even if you don’t speak Georgian.

Key features of the Georgian bank for opening non-resident personal accounts

Third-country nationals (non-residents) have the right to open a bank account at a Georgian bank we recommend. Here are the bank’s key features:

• multicurrency account;
• MasterCard plastic debit card – issued within five days;
• VISA virtual card – issued instantly;
• fee-free withdrawal of local currency (GEL) at ATMs of several banks;
• fee-free cashing money transfers at ATMs and bank cash desks in EUR, USD, GEL;
• access to banking services through mobile and Internet banking;
• currency conversion.

Expat services are located in Tbilisi and Batumi.

You need to visit the bank in person to open a bank account. Your account will be opened within one day, and you will receive the debit card within five days. This means you will either need one five-day visit or two one-day trips. However, Georgia is a stunning country to visit, so you’re sure to enjoy your time there.

Additionally, the bank offers various services, including credit facilities, insurance, and deposit accounts.

Documents required to open a bank account in Georgia

The standard list of documents needed to open a personal account in Georgia is relatively simple:

• a completed application form
• passport
• local phone number (we can assist you with this)
• proof of the legal origin of funds

The bank reserves the right to ask additional questions and gather information before opening an account for a client. Our experts will assist you in preparing a comprehensive document package tailored to the bank’s specific requirements.

Bank tariffs for opening and maintaining personal accounts

Monthly account maintenance	From GEL 1
Operations in foreign currency	Free
Operations in RUR	5% of the amount
Cash withdrawals
Withdrawal in GEL	0.2%, min. GEL 20
Withdrawal of foreign currency	0.6%, min. GEL 50
Fees for using a plastic card
Debit MasterCard monthly fee	GEL 40
Daily limit for cash withdrawal at ATMs	GEL 5,000
Purchase amount	<GEL 10,000
Fee for withdrawing cash at ATMs	0.6%, min. GEL 0.5
Money Transfers
From abroad, except restricted countries	Free
For foreign transfers over 3000 USD	0.6% fee applies to USD; other currencies remain free free

How to open a personal bank account in Georgia through an in-person visit?

1. Contact our experts and let us know you want to open a Georgian bank account.
2. Pay the service fee for assistance in opening an account — 2999 EUR.
3. Prepare the necessary documents for account opening.
4. Coordinate with our team regarding the date of your visit to Georgia and the bank.
5. On the appointed day, visit the bank and open your bank account.
6. A debit card will be ready within five days.

For this service, please get in touch with us at in**@***********rt.com or use another convenient communication method. Feel free to send us any questions as well.