A foreign bank card is a plastic payment card such as a credit or debit card or a prepaid card issued by a bank or other financial institution outside your home country. The best-known international card brands are MasterCard and Visa, while American Express and Diners Club are also popular in various western markets. Asia has its own dominant card brands like Japan's JCB and China UnionPay. 

Why would you want an offshore foreign credit or debit card? Here are some possible reasons.

• You need to make payments in major currencies like USD or EUR and your home bank cannot issue cards in those currencies. Therefore you wish to avoid double conversion.
• Your country of residence imposes strict currency controls that stop you using your credit cards freely abroad.
• You have crypto assets and your existing card issuer is not crypto-friendly, so you are looking for a prepaid credit card you can load easily from your offshore bank account.
• You don't feel comfortable having your card linked to your main bank in case it is closed while travelling.
• You don't trust the confidentiality of your home bank. They could be leaking information on your travel and spending patterns to third parties, risking your personal security.
• Your home bank does not issue proper credit cards, only debit cards, but when you travel to countries like the USA you need a credit card to rent a car, check into hotels etc.
• Your home bank only issues cards with low limits but you need access to large cash withdrawals in other countries.
• You need flexible and secure banking solutions for your business payments like one-time virtual credit cards.
• You need free short-term financing for your business activities - credit cards typically offer up to 56 days interest free credit.
• You frequently make business payments by card and would like to benefit from promotions like airline miles that are not available in your country.

The list goes on, but there are many good reasons why you would want a foreign debit or credit card issued by an offshore bank or financial institution.

A foreign bank credit or debit card can be processed online. In some cases you can easily qualify for a simple prepaid card issued in your name as a non-resident. In other cases, you may need to set up a foreign company, bank account or obtain a foreign residence permit in order to qualify for credit in a foreign country.

Given the variety of options, the process of choosing the right offshore card can be quite complicated. We invite you to contact us for personalized advice, please explain your requirements in as much detail as possible so we ca get back to you with the best recommendations!  Contact us by email: info@offshore-pro.info or by WhatsApp.