The majority of traditional financial institutions are incompatible with cryptocurrencies. The same issues have plagued all cryptocurrency users who have used their traditional bank accounts to fund transactions. These include lengthy onboarding and compliance processes, frequent account freezes, and extremely limited support for digital assets.
We created the No-KYC Visa Card to eliminate each one of those barriers while still providing consumers with the confidence that comes from having a legitimate European banking card. We fund the card with USDC, issue it with a UK BIN (Bank Identification Number), enable instant settlement of your cryptocurrency, and allow you to make everyday purchases in EUR.
This product is unlike most other crypto-based payment solutions; therefore, we will not provide customers with another prepaid virtual wallet. Our solution is a fully functional Visa debit card that was issued by a bank. This means that, in addition to being usable as a digital card via Apple Pay and/or Google Pay, our card is accepted at merchants everywhere and may also be issued as a physical card for use anywhere.
Although we plan to distribute the No-KYC Visa Card through our private network and select partners, it will NOT be available to the general public via mass-market channels.
Key Features
Our No-KYC Visa card was designed to give you all the ease of use of an everyday banking option, combined with the speed and freedom of using cryptocurrency. Fast USDC funding, convenient mobile payments, high transaction limits, and worldwide accessibility make this a superior method for individuals to reliably access their digital funds in everyday activities.
UK BIN Visa Card
This product will allow you to issue a UK-issued Visa card for international purchases and payments when merchants prefer cards issued in Europe.
Bank-Issued Visa
A large part of our advantage over other cryptocurrency payment options is that we issue a genuine Visa card. Most competitors offer either a corporate card or prepaid vouchers, which do not use the same Visa processing network. This means our customers will be able to process transactions via the standard Visa network with 100% MCC compatibility, enabling acceptance at nearly every merchant category that accepts Visa.
No-KYC Registration
To open a card account, only the following is required:
- Your current mobile telephone number.
- An active email address.
We don’t request identification verification or extensive onboarding procedures during registration.
Discuss the details with an expert
Check the list of required documents, and get the details of the process, terms, and costs.
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Crypto Funding
Cards can currently be funded only with USDC (ERC-20).
After transferring USDC to your assigned crypto address, it will be immediately exchanged for EUR and deposited onto your card balance. The deposit process should take about 3 – 5 minutes to complete.
Additional support for other cryptocurrencies is being developed.
Apple Pay & Google Pay
You can also make secure contactless mobile payments using Apple Pay or Google Pay directly from your phone or smartwatch, as well as using your physical card.
Available Worldwide
The card’s mobile application is available globally for iOS and Android devices, so you can easily manage your card from anywhere. In addition to checking your balance, viewing your transaction history, managing your card, and receiving payment notifications, the mobile app offers numerous features.
Physical & Virtual Cards
Clients may choose between:
- Virtual Visa card
- Physical Visa card
depending on their spending requirements.
Funding Your Card
The funding process has been streamlined to make it easy.
- Send the designated deposit address in your dashboard for the USDC (ERC-20).
- The conversion from cryptocurrency to EUR will be made automatically.
- In general, funds are deposited onto your card balance within 3 to 5 minutes after you send them.
No complex exchange processes or manual topping-off applies to standard USDC deposits.
Spending Limits
Designed for high-volume users, the card supports substantial transaction volumes.
| Limit | Amount |
| Monthly spending | Up to €300,000* |
| Online payment | Up to €75,000 per transaction |
| Contactless payment | Up to €25,000 per transaction |
*Increased monthly limits may also be negotiated based on client eligibility. All transactions can support both high-value users (HVU) and institutional-level spending requirements.
Pricing
The card has been designed as an elite financial option. The price of the product reflects its elite status, high transaction limit, and the fact that it is a bank-issued Visa card with a private service. We have attempted to keep the recurring fees associated with using the card straightforward so you will know exactly how much you will pay.
| Service | Fee |
| Card issuance | €950 |
| Monthly maintenance | €1 |
| Card top-up | 3.5% |
| Foreign exchange (non-EUR purchases) | 2% |
Who Is This Card Suitable For?
We developed this card to give our clients easy access to their crypto holdings without relying on traditional banking infrastructure. This card in particular is beneficial for:
- Crypto Investors
- Otc Traders
- Digital Entrepreneurs
- International Business Owners
- Remote Workers
- Individuals Seeking Greater Financial Privacy
- Frequent Travelers
- High Net Worth Individuals Managing Digital Assets
Why Choose This Solution?
Crypto cards have been developed using several approaches, including prepaid programs, limited-regional issuers, and corporate expense platforms that restrict merchants by category and acceptance methods.
The advantages of utilizing this version of a crypto card include the following:
- A card from a real Bank, utilizing a Real Visa Card;
- Utilizes a United Kingdom BIN (Bank Identification Number);
- KYC Registration is Not Required;
- Works with Both Apple Pay & Google Pay;
- Physical and Virtual Cards Are Both Options;
- USDC (ERC-20) Funding Is Provided Very Quickly;
- EUR Conversions Occur Automatically;
- Monthly Spending Amounts Are High;
- The App Can Be Utilized Globally;
- Full MCC (Merchant Category Code) Compatibility;
- Exclusive Access to Private Services, Reserved Exclusively For Approved Partners
Final Thoughts
Digital asset management does not need to compromise on convenience. The Visa card, funded by a bank and issued directly via USDC, is designed to bridge the gap between crypto and everyday spending without the lengthy onboarding process many clients encounter with traditional financial services.
This solution was created for clients who value speed, privacy, premium banking functionality, fast conversion of their digital assets from crypto to EUR, worldwide acceptance, high spending limits, and full Visa acceptance in a single product. It can be used to spend your digital assets anywhere where Visa cards are accepted.
Whether you want to make daily purchases, travel internationally, or manage large amounts of cryptocurrency, this solution provides a simple way to convert your digital assets into cash for everyday spending.
Frequently Asked Questions
Is this a corporate card?
No. The Visa card will be issued by a bank as a private account; it cannot be used for an employee expense program.
Which cryptocurrency can I use to fund the card?
USDC (ERC-20 network) is the only cryptocurrency currently supported; other cryptocurrencies will be added at some point.
How long does funding take?
Typically, after you send USDC from your personal wallet to your assigned wallet address, your USD amount is converted to EUR, transferred to your card, and reflected in your account balance within 3–5 minutes.
Can I use Apple Pay and Google Pay?
Yes. The card supports both Apple Pay and Google Pay for easy contactless payments.
Is a physical card available?
Yes. You have two options: a digital/virtual card or a physical Visa card.
How do I apply?
Since we don’t advertise this opportunity publicly, all new applicants need to go through Q Wealth or one of our trusted partners. Please reach out to us so that we can review your application status and walk you through the onboarding process.
