In today’s volatile financial world, having a reliable bank account, like a U.S account, is not a luxury—it’s a necessity for asset protection. Sunstate Bank is offering international clients the opportunity to remotely open an account with full expert support and FDIC insurance for up to $250,000. It’s your gateway to a stable financial system, multi-currency operations, and asset safety without red tape.
Our specialists handle everything, from preparing your documents in line with banking regulations to guiding you through the account setup process step by step.
Why Choose Sunstate Bank?
Sunstate Bank is a privately owned, Florida-based bank founded in 1999 that focuses on serving international clients. It offers remote opening of personal and business accounts, full-service banking, investment support, and asset management. Its accommodating approach to non-residents, multi-currency features, and personalized service make it a top choice for business and wealth preservation in the U.S.
Sunstate Bank is recognized by top financial institutions:
- Investment by J.P. Morgan Chase in 2021
- Named “Miami-Dade’s Favorite Bank” by the Miami Herald in 2023
- Featured for eight consecutive years in Bauer Financial’s 5-star rating
These recognitions demonstrate the high quality and reliability of the services provided by Sunstate Bank.
Key Benefits of Sunstate Bank
- Remote account opening for residents and non-residents
- Full-service banking for individuals and businesses
- Transparent KYC/AML procedures aligned with global standards
- Multi-currency operations
- Personalized banking support
- FDIC deposit insurance up to $250,000 per client
What Types of Accounts Are Available?
Sunstate Bank offers a range of banking products designed for individuals and companies, including international and offshore entities.
Personal Accounts
Non-residents of the United States can open a personal bank account with full access to financial transactions in U.S. dollars.
| Account Name | Type | Features |
|---|---|---|
| Premier Personal Checking | Checking | Free debit card International transfers Access to 300k+ ATMs |
| Premier Interest Checking | Checking + Interest | Interest from a balance of 1,000 USD Free debit card Full online banking |
| Premier Personal Savings | Savings | Competitive interest rate FDIC insured Personal & business use |
| Premier Money Market | High-Yield | Higher rates for larger balances Monthly interest Free debit card |
| Certificates of Deposit (CDs) | Fixed-Term | Fixed duration Higher interest FDIC protection |
Business Accounts
We support international and U.S. companies with secure and convenient business banking solutions.
| Account Name | Type | Features |
|---|---|---|
| Business Checking | Checking | Online banking Debit card access |
| Premier Personal Savings | Savings | Competitive rate FDIC insured Flexible for business/personal use |
| Premier Money Market | High-Yield | Higher rates Monthly interest Access without losing interest |
| Certificates of Deposit (CDs) | Fixed-Term | Fixed durations Higher rates FDIC protection |
Expert Tip: We recommend a combined setup:
Sunstate Bank account + Nevis LLC — ideal for asset protection and growth.
Account Maintenance Fees
Sunstate Bank offers a transparent pricing policy for both individual and corporate clients.
Personal Accounts
| Service | Fee (USD) |
|---|---|
| Account verification | $10 |
| Cashier’s check | $10 |
| Early account closure (within 6 months) | $25 |
| Exceeding the monthly withdrawal limit | $10 |
| ATM withdrawal (non-Sunstate ATM) | $2 |
| Inactive account (after 12 months) | $20 per statement |
| Statement copy | $2 |
| Stop payment | $30 |
Note: Free service available with minimum balance or regular deposits.
Business Accounts
| Service | Fee (USD) |
|---|---|
| Account verification | $10 |
| Document review | $30/hour |
| Early closure (6–12 months) | $150 |
| Early closure (<6 months) | $300 |
| Incoming transfer | $15 |
| Domestic outgoing transfer | $25 |
| International wire transfer | $50 |
| International wire transfer(foreign currency) | $75 |
| Transfer recall/investigation | from $25 |
| Non-client check cashing | $5 |
| Account payment services | $25/transaction |
Required Documents
Sunstate Bank offers flexible terms for opening an account, tailored to the needs of international businesses. To help you with the process, we handle all formalities, including document preparation and verification, communication with the bank, and support throughout compliance procedures.
For Personal Accounts
- Passport or government-issued ID
- Proof of address (any country)
- Initial deposit (varies by account type)
- Proof of income or wealth source
Additional documents may be requested, such as tax or visa information.
For Business Accounts
- Company registration documents
- Information on beneficiaries and directors
- Basic business activity description
Each application is reviewed individually based on jurisdiction, company structure, and client profile.
How to Open an Account – Step-by-Step
- Initial Consultation. Fill out a short form. We clarify your goals and suggest the right banking product.
- Document Preparation (KYC/AML). We compile the full set of documents according to international compliance standards to ensure they contain all necessary information and minimize the risks of delay.
- Submission & Communication. We submit your documents to the bank and assist with any online meetings or interviews.
- Approval & Activation. After approval, your account is opened, online/mobile banking is activated, and debit and/or credit cards are issued. You get full access to your account.
The process is supervised by experienced specialists, ensuring results without unnecessary delays, rejection risks, or bureaucracy. Account opening takes at least one month. The service fee is fixed and includes full support:
- Personal account: from €5,000
- Business account: from €6,000
Ready to Take the Next Step?
Opening an account at Sunstate Bank gives you access to the U.S. financial system with full international capabilities. Our expert team will guide you every step of the way — from consultation to full activation.
Get in touch today and move closer to true financial freedom!
Can I open an account without visiting the U.S.?
Yes, the entire process can be done remotely, online, with full expert support.
What documents do I need?
Standard documents include ID, proof of address, and company papers (for businesses). We’ll provide a tailored list during your complimentary consultation.
Is a multi-currency service available?
Yes. You can operate in USD, EUR, and other currencies, and conversion and international transfers are available.
Are there transaction limits?
Limits depend on the account type and your profile. They can be increased upon request after verification.
19 May 2025 