Open a personal bank account in the USA remotely

Would you like to set up a personal bank account in the USA without visiting the country? We have a fantastic offer for you that will enable you to open an account with an American bank within two weeks of applying.

A personal bank account in the United States: the advantages

Why do people set up bank accounts in the USA? We have asked our clients about their reasons to do so, and here are the main reasons why people open accounts with American banks:

• Risk diversification. It cannot be denied that the banking system in the USA is reliable, and it is always worth having assets in different countries and institutions.
• To make and accept payments in US dollars. For operations within the USA, especially, the costs are significantly lower than even using USD accounts from other countries.
• Investments. Some people want to invest in American startups, shares, bonds, and other things. If the investment object is located in the USA, it makes good sense to have a bank account in the same country.
• Building up a credit history. Some individuals may wish to register a company in the USA and open a corporate bank account in the future. Those with a history of banking operations in the United States will be able to do so with fewer problems.
• Relocation possibility. Those considering moving to the United States should set up a bank account in the country beforehand.

If you read our portal regularly, you know that setting up a foreign bank account is not easy these days. The application processing may take months, and the positive outcome is not guaranteed.

That is why our offer is truly unique.. It is with a large American bank that is prepared to service foreign customers and that will open a personal account for you within two weeks. With this bank, you don’t have to visit the USA to open a bank account in the country.

Banking services

Our recommended bank offers a full range of traditional and investment banking services. The best part is, you can open an account remotely.

Remote Account Opening Made Easy

You don’t need to visit the bank in person to get started. The account can be opened remotely, but you will need to complete an identity verification process first. The bank uses a secure digital identification system to verify foreign clients. This step typically takes one to two weeks, depending on how quickly you provide the required documents. Once verified, you can choose to open either a current account or an investment account (or both).

Minimum Deposit Requirements

To activate your account, a minimum deposit of US$200,000 is required. You’ll have 1 to 2 months after account setup to transfer the funds, and the amount can be sent in parts if needed. Note: The security deposit amount is the same as the initial minimum deposit.

Banking Services Available to You

Once your account is active, you’ll have access to a wide range of financial services.

Debit and Credit Cards

You can apply for a variety of pay cards — primarily MasterCard, with Visa options also available. Cards can be mailed to you internationally.

Loans and Credit

The bank offers all standard forms of credit, including mortgages, car loans, and personal loans. However, if you’re a non-resident, loan eligibility may depend on your specific situation, so be sure to discuss your options with a bank officer.

Investment Opportunities

The bank also offers robust brokerage services. You can invest in a wide array of assets, including:

• Shares
• Bonds
• Mutual Funds
• Insurance Schemes
• Pension Funds
• Other financial instruments

You can open an investment account from the start or add one later after setting up a current account.

Internet and Mobile Banking

This modern U.S. bank provides a comprehensive online banking platform with full support for Android and iOS mobile apps. The website and applications are available in English and Spanish, ensuring accessibility for international clients.

Documents required for setting up a personal bank account in the USA

All documents must be submitted in digital form. The scanned copies shall be of high quality.

You will have to submit the following documents:

• A passport copy
• A proof of residential address: A utility bill will suffice, but a better option is a bank statement with your home address. You can ask your bank to issue a bank statement to you in English, which will spare you the need to have it translated.
• Proof of the legality of the sources of income, in some cases.  

The bank also reserves the right to request some additional documents.

All documents must be written in English or translated into this language.

The costs of opening a personal bank account in the USA

The cost of this service is 2 999 EUR. This includes assistance in preparing the documents for submission, their careful inspection, and submission of the application for services to the bank administration.

Additionally, you will need to make the required initial deposit of $200,000 USD. You will need to negotiate the timeframe for making the deposit, but typically, the bank administration allows foreign clients one to two months for this. The same amount shall be kept with the bank as the security deposit.

The allocation processing time is one to two weeks, as a rule.  

The procedure for opening a personal bank account in the USA remotely

1. Contact us to arrange a complimentary consultation which lasts fifteen-minutes, or, a paid session with an expert in banking, to dig deep into the process in relation to your specific needs (priced at 300 euros, reduced from 500 for a limited time).

2. You will answer some questions to help us determine if setting up a bank account in the USA is feasible in your personal situation.

3. If it is, you will have to cover the cost of our services – From 2 999 EUR.

We accept bank transfers, credit card payments, or payments made via such systems as WebMoney, Western Union, or MoneyGram. We also accept cryptocurrency.

4. Supply the application documents to us, and we will send them to the bank.

5. The bank will process your application within 1 to 2 weeks and give an answer. Please be prepared to answer some questions from the bank officers.

6. When the account is set up, you will have to make the initial deposit of at least $200,000 USD.

7. You can start using your bank account!

The conditions that this American bank offers are unique without any exaggeration. The opportunity to open a bank account in a reputable jurisdiction without paying a personal visit there is a rarity indeed.   

Please contact us, and we will be happy to introduce you to the bank!